๐ŸŽฎ The Financial Independence Game

Earn, save, invest, and get to the day work becomes optional.

EarnFIRE is a web strategy game where you live through decades of saving, investing and market crashes in a few hours, and make your mistakes with virtual money instead of real money.

Free early access. Launching February 2027.

Virtual money ยท Runs in browser

You only get one shot at financial independence. Practise first.

Most people never experience financial independence before they have to bet their own life on it. The ideas are well documented but scattered - saving in one book, investing in another, inflation and sequence-of-returns risk in a third. Learning it for real takes decades, and the mistakes can't be undone. There's no safe, hands-on way to practise the full journey. Until now.

How it works

The game where all the pieces finally connect

Saving, investing, daily obligations, inflation, liquidity and loss events run in a single system - so you see exactly how your choices compound over decades.

๐Ÿ’ธ

1. Earn & spend

Work for income and cover daily life. But beware - gear that raises earnings permanently raises your daily burn. That's lifestyle creep.

๐Ÿ“Š

2. Invest in stocks, bonds, real estate & crypto

Put savings to work. Portfolio income looks strong on paper - but does nothing for tomorrow's bill until you Collect. Claimable โ‰  spendable, just like real life.

๐ŸŽฏ

3. Reach crossover

Watch passive income climb toward your expenses. When it crosses over, work becomes optional - and you feel the moment real FIRE planning is built around.

What you invest in

Four real asset classes, each with its own personality

Build a portfolio with virtual money and learn how each one behaves when markets boom, stall and crash.

๐Ÿ“ˆ

Stocks

Strong long-term growth, with sharp drops along the way.

Grows over time, swings hard
๐Ÿ›ก๏ธ

Bonds

Lower returns, but they hold steady when stocks fall.

Steady and calm
๐Ÿ 

Real estate

Pays rent you can live on, but comes with upkeep and surprise repairs.

Income with strings attached
๐Ÿช™

Crypto

Can multiply fast, and can lose half its value just as fast.

Big wins, bigger swings
What makes it different

Books explain it. Calculators project it. EarnFIRE lets you feel it.

โšก

Consequences, not formulas

Every choice ripples through your plan. A rent increase changes your savings rate, your savings rate changes your timeline, and lifestyle creep quietly pushes the finish line away.

โฉ

Decades in one sitting

Learn in one session what takes 20โ€“30 years in real life. Race to crossover, pick your path (lean, comfortable or barista: part-time work + investments), run out, rewind and try again.

๐ŸŽฒ

An uncertain world

Returns vary, jobs are lost, emergencies arrive at the worst time. A crash in year one hurts far more than the same crash ten years later, so buffers and flexibility matter.

๐Ÿ“š

Grounded in real research

Mechanics reflect established ideas - savings rate vs. time to FI, the 4% rule and its limits, sequence-of-returns risk - so what you learn transfers to real life.

How it compares

Every other way to learn FIRE leaves something out

OptionWhat you getWhat's missing
Books, articles, videosDeep knowledge of one topicNo practice; the pieces stay separate
FIRE calculatorsA projected number and dateStraight-line assumptions; no feeling, no surprises
Classic tycoon gamesEngaging economic loopsBusiness-empire fantasy, not personal finance
Learning in real lifeThe real thingTakes decades; mistakes are permanent
๐Ÿ”ฅ EarnFIREThe full journey - played, felt & repeated-
Why I built it
Aleksei Kornev, creator of EarnFIRE
Hi, I'm Aleksei Kornev! I earned my first money at 14 and spent it on a pair of sneakers and a WrestleMania game for my SEGA. That's when my journey with money began. Since then, I've never stopped learning how to grow my capital: I've read dozens of books and tried many different investments. The knowledge that I've gained so far I would like to share in the form of a game. I hope you will enjoy playing it =)
Aleksei Kornev, creator of EarnFIRE
FAQ

Questions before you join

What is EarnFIRE?

EarnFIRE is a web-based financial strategy game that teaches you to invest your way to financial independence. You build a portfolio from real asset classes (stocks, bonds, real estate and crypto) and play through decades of market ups and downs in a few hours, using virtual money, so your mistakes cost nothing.

Do I need to know anything about investing?

No. EarnFIRE teaches the concepts as you play - savings rate, the 4% rule, inflation, cash buffers and sequence-of-returns risk all emerge naturally from the game loop. You don't need to be a finance expert to get it.

Can I play on mobile?

Yes. EarnFIRE runs in any modern web browser, on your phone or your computer. There's nothing to download or install.

Does what I learn actually transfer to real life?

Yes. The mechanics reflect established research - savings rate vs. time to FI, the 4% rule and its limits, sequence-of-returns risk. It won't replace a financial advisor, but the instincts you build - about buffers, timing and lifestyle creep - are grounded in how real FIRE works.

How realistic are the markets in the game?

Each asset class behaves like its real-world counterpart. Stocks grow over time but swing sharply, bonds are steadier, real estate brings rent and upkeep, and crypto is highly volatile. Prices are based on historical patterns but include randomness, so every game plays differently and no strategy is guaranteed to work.

What will I learn from playing?

You will see how your savings rate affects how fast you reach independence, why diversification and a cash buffer matter, how inflation erodes money, and how a market crash at the wrong time can change your plans. These lessons carry over to real-life money decisions.

Is EarnFIRE financial advice?

No. EarnFIRE is an educational game, not financial advice. It helps you understand how saving and investing work, but results in the game do not predict real returns. For decisions about your own money, consider speaking with a qualified financial adviser.

When does it launch?

We're aiming for February 2027. Join the waitlist and we'll send you one email with a link to play as soon as it's ready.

How do I get EarnFIRE?

Join the waitlist. When we launch, you'll get a link to play in your web browser - nothing to install.

Early access

Learn the most expensive lesson in money - without betting real decades

Join the waitlist for launch updates. Be first to play the full journey to financial independence in a few hours.

๐Ÿ”ฅ Join the waitlist

Free early access. Launching February 2027. No spam, one email when it's ready.